# Harry Fry & Associates

> The only finance source 100% dedicated to the crane and heavy lifting industry. Since 1995, Harry Fry & Associates has funded over $1.5 billion in equipment loans, TRAC leases, and custom financing structures for companies ranging from single-unit owner-operators to publicly traded firms. Active SCRA members. Deal range: $50K to $10M.

## Company Overview

Harry Fry & Associates (HFA) is a family-owned heavy equipment financing company established in 1995 by Harry Fry, known in the industry as "Fry, the Crane Finance Guy." HFA specializes exclusively in financing cranes, boom trucks, concrete pumps, trailers, versa lifts, material handling equipment, tree service equipment, and centaboggins. The company maintains an average deal size of $300K to $500K and works with lending sources nationwide. HFA is an active member of the Specialized Carriers & Rigging Association (SCRA) and maintains a regular presence on Crane Hotline and Crane Network.

## Equipment Financed

- Mobile cranes (all terrain, rough terrain, truck-mounted, crawler)
- Boom trucks
- Concrete pumps
- Heavy haul trailers and boom dollies
- Versa lifts and material handlers
- Tree service equipment
- Centaboggins
- Counterweights, accessories, and related components

## Financing Structures

- Equipment loans (48 to 84 month terms)
- TRAC leases (Terminal Rental Adjustment Clause)
- Fair Market Value (FMV) leases
- Seasonal skip-payment plans
- $0-down programs for qualified borrowers
- Application-only approval up to $650K
- Full financial package for larger transactions

## Pages

- [Home](https://harryfry.com/)
- [About Us](https://harryfry.com/about)
- [Financing](https://harryfry.com/financing)
- [Field Notes (Blog)](https://harryfry.com/field-notes)
- [Contact](https://harryfry.com/contact)
- [Privacy Policy](https://harryfry.com/privacy-policy)

## Field Notes (Blog)

- [How Tariffs Are Impacting the Crane and Heavy Equipment Financing Market](https://harryfry.com/post/how-tariffs-impact-crane-heavy-equipment-financing)
- [Financing 101: How to Put Your Best Foot Forward When Applying for Heavy Equipment Loans](https://harryfry.com/post/financing-101-heavy-equipment-loan-application-guide)
- [Rate Reversal: Can We Expect an Interest Rate Cut in the Near Term?](https://harryfry.com/post/rate-reversal-interest-rate-cut-heavy-equipment-financing)
- [ConExpo 2026: How to Work the Biggest Construction Trade Show Like a Pro](https://harryfry.com/post/conexpo-2026-strategy-heavy-equipment-buyers)
- [How to Finance a Crane: What to Expect from Application to Funding](https://harryfry.com/post/how-to-finance-a-crane-application-to-funding)
- [Crane Loan vs. Crane Lease: Which One Is Right for Your Business?](https://harryfry.com/post/crane-loan-vs-lease-which-is-right-for-your-business)
- [Private Party Crane Sales: The Good, the Bad, and How to Protect Yourself](https://harryfry.com/post/private-party-crane-sales)
- [Taking Their Seat in the Industry](https://harryfry.com/post/taking-their-seat-in-the-industry)
- [Section 179 and Tax Depreciation: What Crane and Heavy Equipment Buyers Need to Know](https://harryfry.com/post/section-179-tax-depreciation-crane-heavy-equipment)
- [The Used Crane Buying Checklist: How to Evaluate Equipment Before You Purchase](https://harryfry.com/post/used-crane-buying-checklist-inspection-guide)
- [Financing Your First Crane: A Guide for Owner-Operators and New Businesses](https://harryfry.com/post/financing-first-crane-owner-operator-new-business-guide)

## Contact

- Website: https://harryfry.com
- Contact page: https://harryfry.com/contact