Specialty Equipment Financing

Tree Service Equipment Financing

Tree Service Equipment & Bucket Truck Financing

Tree service is one of the most equipment-dense small businesses in the construction trades. A single operation might run bucket trucks, chippers, stump grinders, log loaders, and knuckleboom trucks, all of which carry their own financing considerations.

Harry Fry & Associates has structured deals across the full tree service equipment list, for independent operators through national tree care companies.

Tree Service Equipment Financing
Since 1995
Family Owned and Operated
$1.5B+
In Equipment Funded
40+
Lending Partners
$50K to $10M
Transaction Sizes

What We Finance

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Whether you're adding a single piece of equipment or building out a full rig, we've placed the deal across every major brand in the tree service market.

  • Bucket trucks and aerial lifts from Altec, Versalift, Terex, and Custom Truck One Source
  • Chippers from Vermeer, Bandit, Morbark, Carlton, and Rayco
  • Stump grinders from Vermeer, Bandit, Carlton, and Rayco
  • Knuckleboom trucks and log loaders from Hiab, Palfinger, Prentice, and Tigercat
  • Forestry tractors, skid steers, and mini-excavators used in tree work
  • Tree spades from Vermeer, Big John, and Optimal
  • Chip trucks and dump bodies
  • New and used equipment

Deal Structures

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Tree service equipment runs the full spectrum from $30,000 stump grinders to $400,000-plus knuckleboom rigs. That range means we work with both application-only programs for smaller pieces and full financial package submissions for larger unit purchases or fleet builds.

Term loans, leases, and operating leases are all common in tree service. Many operators use seasonal payment structures or step-up programs to match revenue patterns, which is a conversation worth having before signing on a standard amortization.

Industries Served

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Independent tree service operators, regional tree care companies, utility vegetation management contractors, municipal forestry departments, and large national tree service operations all use equipment we've financed.

Why HFA?

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Tree service is a relationship business, and tree service financing should be too. We understand the seasonality, the capital intensity, and the typical credit profiles in this trade.

Our lender network includes funding sources that specifically target tree service operators, which produces approvals on deals that general equipment lenders may decline outright. After closing, we stay in the relationship for the title work, payoffs, and fleet additions that come with growing a tree service company.

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Ready to add a chipper, bucket truck, or full rig? Apply online or call to discuss options.